Sometimes, Kismet Happens
I’m not sure anyone grows up and dreams of becoming an insurance broker. Can you imagine the six year old who makes that declaration?
I wanted to be a travel writer. That dream took me from Florida to New York. And in 2001, it landed me 21, and broke, in Manhattan. When the world fell apart a few months later, so did my dream.
I knew when I had kids, I wanted them to be able to find their path (and live it), especially since I felt like I lost mine so early on.
those who can’t do, teach
Honest moment? I really hate that phrase. But I guess that’s what happened, because I packed away my passport and unpacked my classroom.
A decade spent teaching teenagers will teach you a lot of things, not the least of which is that college is a path for some, but not all. I knew that I wanted my kids to have options, but as a single mom (and a teacher, no less!) I wasn’t sure how I could even afford to create those options for them.
So when I encountered the concept of an IUL for the first time I thought, this is too good to be true.
An account that could live in perpetuity, act as a launching pad for all of life’s moments AND provide them with supplemental income? And I can afford it? Just stop with the tomfoolery!
He’s not insurable
Now you might find this crazy, but it never once occurred to me that my son’s autism made him uninsurable. He was 10 years old when I heard those words for the first time.
A diagnosis completely out of his control made him a peril at the grand old age of TWO. I just couldn’t accept that. So I did what any mother would do. I enrolled in a course, studied real hard, took an exam, got my license, and wrote the damn policy myself.
BLOOM there it is
Really, that’s how it happened
Not only did I insure my son, but I structured his account to afford him lifetime, flexible access to a tax-free, supplemental income stream. So no matter where life takes him, I know he’s taken care of. (His sisters are, too.)
Did I mean to land here? Surely, not. But sometimes, kismet happens.
We make insurance easy
I took that same tenacity and built an agency, and each day I get to ensure that there isn’t another person looking for their path who gets turned away.
Insurance gets a bad rap as this complicated and cumbersome thing. But the truth is, it doesn’t have to be. You just need someone to guide you through the process and help you understand what you really need (and what you really don’t). So no matter where life takes you, you’re taken care of, too.
I pride myself on being that person for my family and yours.