Privacy Policy
Bloom Brokerage LLC
Burnt Hills, NY 12027
Phone: (518) 894-2271 | Email: niki@mybloombroker.com
Website: https://mybloombroker.com
Last Updated: October 8, 2026
1. Introduction / Who We Are
Bloom Brokerage LLC (“Bloom Brokerage,” “we,” “us,” or “our”) is an insurance brokerage and financial advisory services company located at 5 Burnt Hills, NY 12027. We help individuals and families evaluate insurance coverage and financial options, and we work with insurance carriers and financial institutions to place coverage and products on their behalf.
This Privacy Policy explains what information we collect, how we collect it, how we use and protect it, and the choices you have. It applies to information we collect through our website at https://mybloombroker.com, through online inquiry forms and advertisements, by phone, by email, and through text message communications.
By using our website or submitting an inquiry, you agree to the practices described in this policy. If you do not agree, please do not use our website or submit information to us.
2. Information We Collect
We collect the following categories of information:
Contact information. Your name, mailing address, email address, and mobile or landline phone number.
Insurance and financial information. Information you provide so we can quote or place coverage or provide advisory services, such as date of birth, household members, property or vehicle details, current and prior insurance coverage, policy numbers, and general financial goals or needs. When you ask us to obtain a quote or place coverage, we may also collect information about health, driving record, or claims history where a carrier requires it.
Communications. Records of your inquiries, emails, text messages, phone calls, and notes from our conversations with you.
Usage and technical data. Information collected automatically when you visit our website, such as IP address, browser type, device type, pages viewed, referring website, and the date and time of your visit.
We do not collect payment card numbers or bank account numbers through this website. If a payment is ever needed, it is handled through a separate secure process.
3. How We Collect Information
Website forms. When you complete an inquiry form on our website, you give us your contact details and the information you choose to share about your insurance or financial needs.
Online advertising. We advertise on platforms such as search engines and social media. When you click one of our ads and submit a form, the information you enter is sent to us. The advertising platform may also collect information about your interaction with the ad under its own privacy policy.
Automatically through cookies and similar technologies. When you visit our website, we and our service providers may use cookies, pixels, and similar tools to collect usage data, remember your preferences, and measure the performance of our advertising.
Directly from you. By phone, email, text message, or in person when you contact us or respond to our outreach.
From third parties. With your authorization, we may receive information from insurance carriers, quoting services, or marketing partners that help us prepare a quote or follow up on your inquiry.
4. How We Use Your Information
We use the information we collect to:
- Respond to your inquiry and contact you about the insurance or financial services you asked about
- Prepare quotes, compare options, and submit applications to insurance carriers and financial institutions
- Provide ongoing advisory services, policy servicing, and customer support
- Send appointment confirmations, reminders, and status updates
- Send you text messages as described in Section 5
- Improve our website, services, and advertising
- Meet legal, regulatory, licensing, and recordkeeping obligations
- Detect and prevent fraud or misuse of our services
We may send you marketing messages about products and services we believe may interest you. You can opt out of marketing messages at any time as described in Section 8.
5. SMS Messaging & Compliance
Text Message Program Terms & Conditions
By opting into our SMS messaging services, you agree to receive text messages related to our services, including appointment reminders, customer support, and important updates.
Opt-In & Consent:
• You will only receive messages if you have explicitly opted in
• We maintain timestamped records of all opt-in actions
• We comply with the Telephone Consumer Protection Act (TCPA) and all applicable laws
Opt-Out Instructions:
• You can cancel SMS notifications at any time by replying “STOP”
• You will receive a final confirmation message, and no further messages will be sent unless you re-opt in
• All opt-out requests are processed immediately.
Message Frequency & Content:
• Message frequency varies based on your interactions with our business
• Messages will be directly related to the services you have requested
• We do not send promotional content without specific consent
Help & Support:
• Reply “HELP” for assistance or contact us at niki@mybloombroker.com
• Customer support is available during regular business hours
Carrier Information:
• Standard message and data rates may apply
• Carriers are not liable for delayed or undelivered messages
• Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers
SMS Data Protection Statement
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We implement strict data protection measures to safeguard your SMS opt-in information and consent records.
6. Sharing Your Information
We do not sell your personal information. We share information only as needed to provide the services you request and as described below:
Insurance carriers and financial institutions. To prepare quotes, submit applications, and service policies or accounts, we share the information those carriers and institutions require.
Service providers. We use vendors that help us operate our business, such as customer relationship management platforms, texting and calling platforms, website hosting, and marketing analytics providers. These vendors may access your information only to perform services for us and are expected to protect it.
Professional advisors and legal requirements. We may disclose information to our attorneys, accountants, auditors, or regulators, and when required by law, subpoena, court order, insurance regulation, or other legal process, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
Business transfers. If our business is sold, merged, or reorganized, information may be transferred as part of that transaction, subject to this policy.
With your direction or consent. We may share information for other purposes when you ask us to or authorize it.
7. Data Security
We use administrative, technical, and physical safeguards designed to protect the information we hold, including limiting access to information to those who need it to do their jobs, using reputable service providers, and following practices consistent with insurance industry requirements. No method of transmission or storage is completely secure, so we cannot guarantee absolute security. Please contact us promptly if you believe your information has been compromised.
8. Your Rights and Choices
Access and correction. You may request a copy of the personal information we hold about you and ask us to correct information that is inaccurate or incomplete.
Deletion. You may ask us to delete personal information we hold about you. We will honor the request unless we are required to keep the information for legal, regulatory, licensing, or recordkeeping reasons, or to complete a transaction you requested.
Opt out of SMS. Reply STOP to any text message, or contact us at niki@mybloombroker.com or (518) 894-2271.
Opt out of marketing email or calls. Use the unsubscribe link in our emails, or contact us using the details above and tell us you do not wish to receive marketing communications. We may still contact you about an active policy, application, or service request.
Cookies. See Section 9 for your choices about cookies.
To exercise any of these rights, contact us at niki@mybloombroker.com, (518) 894-2271, or Burnt Hills, NY 12027. We may need to verify your identity before acting on a request.
9. Cookies
Our website uses cookies and similar technologies. Some are necessary for the site to function. Others help us understand how visitors use the site and measure our advertising. You can control or delete cookies through your browser settings, and you can limit interest-based advertising through the opt-out tools offered by advertising platforms. If you disable cookies, some parts of our website may not work as intended.
10. Children’s Privacy
Our website and services are intended for adults. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided information to us, please contact us at niki@mybloombroker.com and we will delete it.
11. Changes to This Policy
We may update this policy from time to time to reflect changes in our practices or in the law. When we do, we will revise the “Last Updated” date at the top of this page. Material changes will be posted on this page, and continued use of our website or services after an update means you accept the revised policy.
12. Contact Us
If you have questions about this Privacy Policy, our text messaging program, or how we handle your information, contact us:
Bloom Brokerage LLC
Burnt Hills, NY 12027
Email: niki@mybloombroker.com
Phone: (518) 894-2271
Website: https://mybloombroker.com